## Audit verdict (50 schemes)

**42 PASS · 6 WARN · 2 FAIL**

Core benefit numbers for most live schemes match official portals. Problems cluster on **time-expired / successor-pending** schemes still shown as open.

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### FAIL — fix or unpublish

| Scheme | Issue |
|--------|--------|
| **Stand-Up India** | Officially ended **31.03.2025** (FM / DFS). Revamp announced, not notified. Still listed as apply-now. |
| **AHIDF** | New lending window ended **31.03.2026**. Only residual disbursement of earlier sanctions. Still reads as open. |

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### WARN — keep, but tighten copy

| Scheme | Issue |
|--------|--------|
| **PMEGP** | 15th FC cycle ended **31.03.2026**; further MM subsidy tied to continuation approval. |
| **PMKVY** | Framed **2022–26**; confirm live batches on Skill India Digital. |
| **NSAP** | Amounts OK via PIB; homepage still has older widow/NFBS age wording — already partly caveated. |
| **DAY-NULM** | RF functional period: FAQ **6 months** vs some SMID PDFs **3 months** — already caveated. |
| **Savings (PPF/NSC/KVP/POMIS/POTD/SCSS/SSY)** | Deposit rules OK; interest must stay “confirm live on NSI” (don’t hardcode). |
| **SISFS / other FC-tied** | Spot-check live portal status before next batch. |

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### PASS (sample of checked claims)

Mudra (incl. Tarun Plus), PM-KISAN (₹6k/₹2k), AB-PMJAY (₹5L + 70+), PMJJBY/PMSBY (₹2L / ₹436 & ₹20), APY, PM SVANidhi (15k/25k/50k), VB-G RAM G (125 days from 01.07.2026), NPY (₹1,000 from 01.11.2024), PMMVY, JSY, JSSK, SBM-G (₹12,000), SCSS (₹30L), POMIS ceilings, e-NAM, RVY, PMJDY, DAY-NRLM, and the rest of the active set — **core facts align**.

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### Recommended next actions

1. **Unpublish or mark inactive:** Stand-Up India, AHIDF (or hard banner: new applications closed).  
2. **Add status banners:** PMEGP, PMKVY.  
3. Then continue catalogue growth.

Want me to apply those fixes in the seeder now?