These Terms of Use govern your access to Vedica.ai — including the scheme catalogue, eligibility check, FAQs, and related pages. Vedica is a free, independent information guide. Using the site means you accept these terms together with our Privacy Policy, Cookie Policy, and Disclaimer.
Vedica publishes general information about Central Government schemes for discovery and education. Features may include scheme summaries, document checklists, official reference links, and an indicative eligibility fit (Strong / Partial / Unlikely) based on published criteria as curated by us.
Vedica is not a Government of India website, not a bank, not a CSC, and not a substitute for official guidelines, credit policy, or professional advice. We do not accept or process scheme applications on your behalf.
Fit labels are indicative matches against curated published criteria. They are not certifications of eligibility, not bank sanctions, and not government approvals. Only the concerned department, bank, or agency can decide an application after their own verification.
You agree not to treat any Vedica result as a guarantee of subsidy, loan, scholarship, insurance cover, or any other benefit.
You agree not to:
We may suspend or block access if we reasonably believe these rules are being abused.
Schemes change. Interest rates, income limits, document lists, application windows, and portal URLs are updated by government and bank sources over time. We work from official materials, but Vedica can still contain gaps, delays, or mistakes.
Always confirm current rules on the official apply link before acting. We may edit, correct, pause, or remove scheme pages when sources conflict, windows end, or verification is incomplete.
The Vedica name, site design, original summaries, and arrangement of the catalogue are protected as our content (unless otherwise noted). Official scheme names, logos, and government documents belong to their respective owners. Links to official PDFs and portals are for reference; they do not transfer any government trademark rights to Vedica.
Vedica links to ministry portals, bank pages, myScheme-style catalogues, and guidelines PDFs for convenience. Those sites are outside our control. Their terms, fees, and privacy policies apply when you leave Vedica. We are not responsible for third-party downtime, form errors, or application outcomes.
We aim to keep Vedica available, but we do not guarantee uninterrupted access. Maintenance, hosting issues, or force majeure events may cause downtime. The service is provided on an “as is” and “as available” basis.
To the fullest extent permitted by applicable law, Vedica and its operators are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, opportunity, subsidy, loan, or benefit arising from:
Nothing in these terms excludes liability that cannot be excluded under applicable law.
You agree to indemnify and hold harmless Vedica and its operators from claims arising out of your misuse of the site, your violation of these terms, or your misuse of Vedica content to mislead others about government approvals.
We may update these terms as the product evolves. The “Last updated” date will change when we publish a revision. If you continue using Vedica after an update, the new terms apply.
These terms are governed by the laws of India, without regard to conflict-of-law principles. Courts in India shall have jurisdiction, subject to mandatory consumer protections that may apply to you.
Questions about these terms: use the Contact page. For product context, see About Vedica.