Who we are

Vedica.ai (“Vedica”, “we”, “us”) is an independent public guide to Central Government schemes in India. We are not a government body, bank, or implementing agency. If you have a privacy question, use our Contact page.

This policy covers the Vedica.ai website and the free eligibility check we offer on it. When you leave Vedica to apply on an official portal, that portal’s own privacy policy applies.

Our privacy principles

  • Ask only for what we need to run the guide and respond to you
  • Never ask for Aadhaar numbers, OTPs, bank passwords, or payment cards to use Vedica
  • Do not sell personal data
  • Prefer clear choices — especially for optional analytics cookies
  • Keep scheme discovery useful without turning your profile into a marketing product

What we collect

1. Eligibility check inputs

When you use the free eligibility check, you may enter answers such as audience type, need (loan, subsidy, scholarship, and so on), interest area, gender (optional), and social category (optional). We use these answers to rank schemes and show Strong / Partial / Unlikely fit labels against published criteria we have curated.

These answers are processed to generate results for your session. We do not require an account to run the check. Treat the check as a discovery tool — not as a government submission.

2. Contact form details

If you write to us, we receive the details you submit — typically your name, email address, and message. Use this channel for feedback, corrections, or partnership questions. Do not send passwords, OTPs, full Aadhaar numbers, or sensitive third-party data through the form.

3. Technical and security logs

Like most websites, our servers may record technical information such as IP address, browser type, device hints, timestamps, and pages requested. We use this to keep the site reliable, diagnose errors, and protect against abuse.

4. Cookies and similar storage

We use essential cookies / local storage to run secure forms and remember your cookie preference. Optional analytics load only if you choose Accept all. Details are in our Cookie Policy.

How we use information

  • To run the scheme catalogue, search, and eligibility checker
  • To respond to contact messages and improve or correct scheme pages
  • To keep Vedica secure, stable, and available
  • To understand aggregate traffic patterns when analytics are enabled with your consent
  • To comply with applicable law if we are legally required to retain or disclose information

We do not use eligibility answers to build advertising profiles for sale to third parties.

Legal bases (plain language)

Where data-protection concepts apply, we generally process information because:

  • You asked us to provide a service (eligibility check results, contact reply)
  • We have a legitimate interest in securing and improving a free public information site
  • You gave consent for optional analytics cookies (where we use them)
  • We must meet a legal obligation

Sharing

We do not sell personal data. We may share limited information with trusted service providers who help us host the site, send or receive email, or (only with consent) measure aggregate analytics. They process data on our instructions and are not free to use it for their own unrelated marketing.

We may also disclose information if required by law, court order, or to protect users and the integrity of the service. Official scheme applications happen on third-party government or bank websites under their own privacy policies — Vedica does not control those flows.

Retention

Contact messages are kept as long as reasonably needed to reply, follow up on catalogue corrections, and handle disputes or abuse. Server logs are kept for a limited operational period for security and reliability. Browser-side eligibility answers typically last for your session or until you clear site data.

If you want us to delete contact-form data you sent, write to us via Contact and we will handle the request where we can identify the records.

Your choices

  • Browse scheme pages without creating an account
  • Skip optional fields in the eligibility check
  • Choose Essential only or Accept all on the cookie banner
  • Clear cookies / site data in your browser to reset preferences
  • Ask about access or deletion of contact-form data you submitted

Security

We take reasonable technical and organisational steps to protect information we hold. No website can promise perfect security. Please use official portals for applications, and never share OTPs or passwords with anyone claiming to “register you on Vedica.”

Children

Vedica is a general public information site. Guardians should supervise use by minors. Pages about schemes involving children (for example certain savings or education schemes) are informational only — applications still happen on official channels under their rules.

International visitors

Vedica is designed for people interested in Indian Central schemes. If you access the site from outside India, your information may be processed on servers or tools located in other countries, subject to this policy and applicable law.

Changes

We may update this policy as Vedica grows or as legal requirements change. When we do, we will revise the “Last updated” date at the top of this page. Continued use of the site after an update means you should review the new text.

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